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COMMERCIAL LOAN
We understand that every business has unique needs, whether you're looking to expand operations, purchase new equipment, or manage cash flow. That's why we offer a range of Commercial Loan options designed to provide the financial support your business requires, with both Secured and Unsecured loans available.
Secured
Secured Commercial Loan
Requirements for Commercial Loan Secured
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2 pcs. 2x2 Latest ID Picture with "Signature @ the back" (new applicant) of:
​ - Borrower
- Borrower Spouse
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Photocopy of 2 Valid photograph bearing ID's (back to back) of:
- Borrower​
- Borrower Spouse
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Latest 3 months Proof of Income, either receipt/record
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Latest Income Tax Return/ Income Statement/ Financial Statement/ In-house Statement
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Picture of Collateral ( w/ signature of the borrower at the back portion)
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Borrower's Residence Sketch Map/House Location & Business Location (Signed by Borrower and C.I.)
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Business Permit (Current Year)- Original or Certified True Copy
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Transfer Certificate of Title- Original Copy
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Tax Indentification number (TIN no.) of Title owner(s) appeared on title
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Latest Certified True Copy of Transfer Certificate of Title (every availment)
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Original Tax Declaration- Current Year
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Original Tax Receipts- Current Year
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Original Tax Clearance- Current Year
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DAR Clearance (for Agri-Land)
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Certificate of Full Payment from LBP (for CLOA)
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Sketch Plan with drawn vicinity map duly signed by Geodetic Engineer
Unsecured
Unsecured Commercial Loan
Requirements for Commercial Loan Unsecured​
*******Note: Required with 2 co-makers with sufficient income.
-
2 pcs. 2x2 Latest ID Picture with "Signature @ the back" (new applicant) of:
​ - Borrower
- Borrower Spouse
-
Photocopy of 2 Valid photograph bearing ID's (back to back) of:
- Borrower​
- Borrower Spouse
- 2 Co-makers
-
Latest 3 months Proof of Income, either receipt/record
-
Latest Income Tax Return (for employed/ 1M & above)
-
Latest Income Statement/ Financial Statement/ In-house Statement
-
Picture of Establishment/ Collateral ( w/ signature of the borrower at the back portion)
-
Borrower's Residence Sketch Map/House Location (confirmed by C.I. Appraiser)
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Business Permit (Current Year)- Original or Certified True Copy
Application Process
Application Process
STEP 1 : INITIAL INTERVIEW
LSO will initially evaluate client's qualifications and income eligibility.
STEP 2 : PREPARE REQUIRED DOCUMENTS
Fill out Application Forms and Provide Required IDs
STEP 3 : PROCESSING
Check Qualifying Requirements
Accepted IDs
Accepted IDs
For proof of identification, request for at least one (1) valid photo bearing
identification documents:
1. Passport including those issued by foreign government
2. PhilSys ID or National ID
3. Driver’s License
4. PRC ID
5. NBI Clearance
6. Police Clearance
7. GSIS e-Card
8. Barangay Certification
9. SSS ID Card
10. Postal ID Card
11. Voter’s ID Card
12. Senior Citizen’s ID Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certificate of Registration/ Immigrant Certificate of Registration
17. Government Office and GOCC ID (e.g., AFP, HDMF IDs)
18. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
19. DSWD Certification
20. Company ID Card
21. Birth Certificate
22. TIN
23. IDs duly issued by foreign government where customer is a citizen or resident
24. Student’s ID
25. Integrated Bar of the Philippines (IBP) ID
26. PhilHealth Cards
27. Company IDs issued by private entities or institutions registered with or supervised or
regulated either by the BSP, SEC or IC
28. Maritime Industry Authority (MARINA) ID Card
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