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OTHER LOAN

allows you to borrow money using an asset as collateral. With lower interest rates and higher borrowing limits compared to unsecured loans, it’s a smart way to access funds while leveraging your existing assets. Secure your loan today and achieve your financial goals with confidence!

Secured

Other Loan Secured

Requirements for Other Loan Secured

  • 2 pcs. 2x2 Latest ID Picture with "Signature @ the back" (new applicant) of:

​        - Borrower

        - Borrower Spouse 

  • Photocopy of 2 Valid photograph bearing ID's (back to back) of:

        - Borrower​

        - Borrower Spouse

  • Cash Flow Analysis with attachments (Latest 3 months)

  • Latest Income Tax Return (for employed/ 1M & above)

  • Income Statement/ Financial Statement/ In-house Statement

  • Picture of Collateral ( w/ signature of the borrower at the back portion)

  • Borrower's Residence Sketch Map/House Location & Business Location           (Signed by Borrower and C.I.)

  • Transfer Certificate of Title- Original Copy

  • Tax Indentification number (TIN no.) of Title owner(s) appeared on title

  • Latest Certified True Copy of Transfer Certificate of Title (every availment)

  • Original Tax Declaration- Current Year

  • Original Tax Receipts- Current Year

  • Original Tax Clearance- Current Year

  • Special Power of Attorney (SPA)

  • Appraisal Report (valid for two(2) years)

  • Affidavit of Non-Tenancy (for Agri-Land)

  • Affidavit of Transferor (for Agri-Land)

  • DAR Clearance (for Agri-Land)

  • Certificate of Full Payment from LBP (for CLOA)

  • Real Estate Mortgage (REM)

  • Sketch Plan with drawn vicinity map duly signed by Geodetic Engineer

Application Process

Application Process

STEP 1   : INITIAL INTERVIEW
LSO will initially evaluate client's qualifications and income eligibility.

STEP 2   : PREPARE REQUIRED DOCUMENTS
Fill out Application Forms and Provide Required IDs

STEP 3   : PROCESSING
Check Qualifying Requirements

Accepted IDs

Accepted IDs

For proof of identification, request for at least one (1) valid photo bearing
identification documents:

1.   Passport including those issued by foreign government
2.   PhilSys ID or National ID
3.   Driver’s License
4.   PRC ID
5.   NBI Clearance
6.   Police Clearance
7.   GSIS e-Card
8.   Barangay Certification
9.   SSS ID Card
10. Postal ID Card
11. Voter’s ID Card
12. Senior Citizen’s ID Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certificate of Registration/ Immigrant Certificate of Registration
17. Government Office and GOCC ID (e.g., AFP, HDMF IDs)
18. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
19. DSWD Certification
20. Company ID Card
21. Birth Certificate
22. TIN
23. IDs duly issued by foreign government where customer is a citizen or resident
24. Student’s ID
25. Integrated Bar of the Philippines (IBP) ID
26. PhilHealth Cards
27. Company IDs issued by private entities or institutions registered with or supervised or
regulated either by the BSP, SEC or IC
28. Maritime Industry Authority (MARINA) ID Card

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​Deposits are insured by PDIC up to P1,000,000 per depositor.

For complains or concerns, you may visit our First TRuBank Branch

or you can reach us through any channels listed in our Consumer Assistance Page.

​

First TRuBank (A Rural Bank), Inc. is regulated by the Bangko Sentral ng Pilipinas.

www.bsp,gov.ph​​

Copyright ©2024 First TRuBank (A Rural Bank), Inc. Serving the Countryside since 1960.

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